Examining Insurance Policies Part 3 Essay Example | Topics and Well Written Essays - 750 words

Inspecting Insurance Policies Part 3 - Essay Example Premises clinical inclusion is expected on paying for minor wounds, which may occur in individual’s air terminal office. The inclusion helps in shirking of prosecution for minor cases (Diederiks-Verschoor and Butler 247). The inclusion would help Mike’s understudies incase a physical issue happens during the preparation. The constraints of the clinical inclusion go from 1000 to 5000 US dollars exclusively. Items and finished tasks strategy offer obligation security for property harm and real injury which emerges subsequent to selling the avionics items or administrations that the association offers. The arrangement possibly covers when a mishap happens while conveying an item or administration by someone else (Diederiks-Verschoor and Butler 252). Shed manager risk covers any harm to an airplane on the off chance that it isn't completely claimed or rented to you and keeping in mind that the airplane is under your consideration, control and guardianship, generally likely when adjusting for upkeep, putting away or filling. The spread pays for all harms that an individual is legitimately mindful. Off-Premise’s obligation reaches out from Premises Coverage that incorporates other important or accidental areas to one’s activity. In-Flight Hangar-attendants is an augmentation of Hangar-guardians obligation covering for harm to non-rented or non-possessed airplanes flown by some other pilot (Grothaus 20). Individual injury inclusion pays for lawful barrier any proprietor of an airplane sued for harms for wounds that emerge from bogus capture, detainment or confinement, defamation or criticism, malevolent arraignment, illegitimate section or intrusion to a guaranteed individual (Grothaus 25). Fire lawful risk covers for legitimately capable harms to the structures rented or leased on the guaranteed air terminal premises brought about by fire. Proficient risk covers the insurance for real injury that emerges from an exclusion or mistake submitted on giving of flight guidance, which may result to a mishap at a

Absurdity: An Essay On The Stranger :: essays research papers

Ancient Egyptian Mathematics Essay Example For Students

Old Egyptian Mathematics Essay Old EgyptianMathematicsThe utilization of composed science in Egypthas been gone back to the third thousand years BC. Egyptian mathematicswas commanded by number juggling, with an accentuation on estimation and calculationin geometry. With their huge information on geometry, they were ableto accurately compute the territories of triangles, square shapes, and trapezoidsand the volumes of figures, for example, blocks, chambers, and pyramids. They were likewise ready to construct the Great Pyramid with outrageous exactness. Early assessors found that the most extreme blunder in fixing the length of thesides was just 0.63 of an inch, or under 1/14000 of the all out length. They likewise found that the blunder of the points at the corners to be only12, or around 1/27000 of a correct edge (Smith 43). Three theoriesfrom arithmetic were found to have been utilized in building the Great Pyramid. The primary hypothesis expresses that four symmetrical triangles were set togetherto fabricate the pyramidal surface. The subsequent hypothesis expresses that theratio of one of the sides to half of the tallness is the rough valueof P, or that the proportion of the edge to the stature is 2P. Ithas been found that early pyramid developers may have imagined theidea that P rose to about 3.14. The third hypothesis states thatthe edge of rise of the entry prompting the head chamberdetermines the scope of the pyramid, about 30o N, or that the passageitself focuses to what was then known as the shaft star (Smith 44). Antiquated Egyptian arithmetic was basedon two rudimentary ideas. The main idea was that the Egyptianshad an exhaustive information on the twice-times table. The second conceptwas that they had the capacity to discover 66% of any number (Gillings3). This number could be either essential or partial. The Egyptiansused the part 2/3 utilized with wholes of unit portions (1/n) to expressall different divisions. Utilizing this framework, they had the option to comprehend allproblems of number-crunching that included parts, just as some elementaryproblems in polynomial math (Berggren). The study of arithmetic was furtheradvanced in Egypt in the fourth thousand years BC than it was anyplace elsein the world right now. The Egyptian schedule was presented about4241 BC. Their year comprised of a year of 30 days each with 5festival days toward the year's end. These celebration days were dedicatedto the divine beings Osiris, Horus, Seth, Isis, and Nephthys (Gillings 235). Osiris was the lord of nature and vegetation and was instrumental in civilizingthe world. Isis was Osiriss spouse and their child was Horus. Seth was Osiriss abhorrent sibling and Nephthys was Seths sister (Weigel 19). The Egyptians isolated their year into 3 seasons that were 4 months each. These seasons included immersion, approaching, and summer. Inundationwas the planting time frame, approaching was the developing time frame, and summerwas the reap period. They likewise decided a year to be 365 daysso they were extremely near the genuine year of 365 ? days (Gillings235). When contemplating the historical backdrop of variable based math, youfind that it began back in Egypt and Babylon. The Egyptians knewhow to comprehend direct (ax=b) and quadratic (ax2+bx=c) conditions, as wellas vague conditions, for example, x2+y2=z2 where a few questions areinvolved (Dauben). The soonest Egyptian writings were writtenaround 1800 BC. They comprised of a decimal numeration framework withseparate images for the progressive forces of 10 (1, 10, 100, thus forth),just like the Romans (Berggren). These images were known as hieroglyphics. .u94c5b61f5f2cbe1559af25bb26072815 , .u94c5b61f5f2cbe1559af25bb26072815 .postImageUrl , .u94c5b61f5f2cbe1559af25bb26072815 .focused content region { min-tallness: 80px; position: relative; } .u94c5b61f5f2cbe1559af25bb26072815 , .u94c5b61f5f2cbe1559af25bb26072815:hover , .u94c5b61f5f2cbe1559af25bb26072815:visited , .u94c5b61f5f2cbe1559af25bb26072815:active { border:0!important; } .u94c5b61f5f2cbe1559af25bb26072815 .clearfix:after { content: ; show: table; clear: both; } .u94c5b61f5f2cbe1559af25bb26072815 { show: square; change: foundation shading 250ms; webkit-progress: foundation shading 250ms; width: 100%; mistiness: 1; change: darkness 250ms; webkit-change: obscurity 250ms; foundation shading: #95A5A6; } .u94c5b61f5f2cbe1559af25bb26072815:active , .u94c5b61f5f2cbe1559af25bb26072815:hover { haziness: 1; change: murkiness 250ms; webkit-change: haziness 250ms; foundation shading: #2C3E50; } .u94c5b61f5f2cbe1559af25bb26072815 .focused content zone { width: 100%; position: relative; } . u94c5b61f5f2cbe1559af25bb26072815 .ctaText { fringe base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: intense; edge: 0; cushioning: 0; content beautification: underline; } .u94c5b61f5f2cbe1559af25bb26072815 .postTitle { shading: #FFFFFF; text dimension: 16px; text style weight: 600; edge: 0; cushioning: 0; width: 100%; } .u94c5b61f5f2cbe1559af25bb26072815 .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; outskirt: none; fringe sweep: 3px; box-shadow: none; text dimension: 14px; textual style weight: striking; line-stature: 26px; moz-outskirt span: 3px; content adjust: focus; content design: none; content shadow: none; width: 80px; min-stature: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/basic arrow.png)no-rehash; position: total; right: 0; top: 0; } .u94c5b61f5f2cbe1559af25bb26072815:hover .ctaButton { foundation shading: #34495E!important; } .u94c5b61f5f2cbe1559af25bb 26072815 .focused content { show: table; stature: 80px; cushioning left: 18px; top: 0; } .u94c5b61f5f2cbe1559af25bb26072815-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .u94c5b61f5f2cbe1559af25bb26072815:after { content: ; show: square; clear: both; } READ: Vegetarianism EssayNumbers were spoken to by recording the image for 1, 10, 100, andso on the same number of times as the unit was in the given number. For example,the number 365 would be spoken to by the image for 1 composed five times,the image for 10 composed multiple times, and the image for 100 composed threetimes. Option was finished by totaling independently the units-1s, 10s,100s, etc in the numbers to be included. Augmentation wasbased on progressive doublings, and division depended on the converse ofthis process (Berggren). The first of the most established expand manuscripton arithmetic was written in Egypt around 1825 BC. It was calledthe Ahmes treatise. The Ahmes original copy was not composed to be atextbook, yet for use as a down to earth handbook. It contained materialon straight conditions of such sorts as x+1/7x=19 and managed broadly onunit portions. It likewise had a lot of work on mensuration,the act, procedure, or specialty of estimating, and remembers issues for elementaryseries (Smith 45-48). The Egyptians found many rulesfor the assurance of regions and volumes, however they never demonstrated how theyestablished these standards or recipes. They likewise never indicated how theyarrived at their strategies in managing explicit estimations of the variable,but they about consistently demonstrated that the numerical answer for the problemat hand was without a doubt right for the specific worth or qualities they hadchosen. This established both strategy and verification. The Egyptiansnever expressed equations, yet utilized guides to clarify what they were talkingabout. On the off chance that they discovered some accurate strategy on the best way to accomplish something, theynever inquired as to why it worked. They never looked to build up its universaltruth by a contention that would show obviously and intelligently their thoughtprocesses. Rather, what they did was clarify and characterize in an orderedsequence the means important to do it once more, and at the determination theyadded a check or verification that the means plot led to a correctsolution of the issue (Gillings 232-234). Possibly this is the reason theEgyptians had the option to find such a large number of numerical recipes. They never contended why something worked, they just trusted it did. BIBLIOGRAPHYBerggren, J. Lennart. Mathematics.Computer Software. Microsoft, Encarta 97 Encyclopedia. 1993-1996. Album ROM. Dauben, Joseph Warren and Berggren,J. Lennart. Polynomial math. PC Software. Microsoft, Encarta 97 Encyclopedia. 1993-1996. Album ROM. Gillings, Richard J. Mathematicsin the Time of the Pharaohs. New York: Dover Publications,Inc., 1972. Smith, D. E. History of Mathematics. Vol. 1. New York: Dover Publications, Inc., 1951. Weigel Jr., James. Precipice Noteson Mythology. Lincoln, Nebraska: Cliffs Notes, Inc., 1991.

Exam Essay Example | Topics and Well Written Essays - 750 words - 2

Test - Essay Example is the upsides and downsides of pulling back my administrations and return all the cash paid by the pharmaceutical organization or proceed with the venture and deliberately ignore the reactions of the medication. I would not proceed with the venture as a result of blame still, small voice that would torment me for a mind-blowing remainder thinking about that I may have added until the very end or loss of motion or even lasting cerebrum harm of a person because of my covetousness for cash and dread or being bankrupt, which all signify childishness and independence. It will likewise imply that I will be investigating my shoulders each time and hopping each time I hear police alarm because of a paranoid fear of being implicated as a member. It is in this manner better for me to be announced bankrupt than to â€Å"kill† mankind and live with uneasiness and torment for an incredible remainder. b) Avoidance of such a circumstance in future is via doing a total historical verification on the customers before going into any agreements with them. This will guarantee the assurance of the business and all the faculty there and furthermore act to maintain the trustworthiness of the firm or organization. An imperfection out of sight watch that could have genuine ramifications for the firm in future ought not be overlooked. It is smarter to lose that agreement then than to have future issues like the one examined previously. c) If such a situation as the one introduced above is unavoidable, it is smarter to have harm control techniques like having legal counselors for the firm who can guard the firm on the off chance that things go haywire in future. The other route is to have a leave technique like having put resources into different sorts of organizations or having cash spared some place which you can use to begin another business somewhere else. Protection spread additionally proves to be useful in such a circumstance and all these are measure to ensure you, the staff and the business or firm. an) Encryption is classifying data so others can't have the option to get to it or comprehend it without having the code extraordinarily made for that

The Royal Proclamation act essays

The Royal Proclamation act papers The Royal Proclamation Act of 1763 was given by the British government for the sake of King George III to disallow settlement by British homesteaders past the Appalachian Mountains in the grounds caught by Britain from France in the French and Indian War/Seven Years' War and to end exploitative acquisition of native land. It set up necessities that must be met before native land could be bought, including one that the buy must be endorsed by a gathering of all individuals from the individuals selling the land. The inspiration for the declaration was a craving to maintain a strategic distance from the cost of further wars with Native Peoples. The announcement was to a great extent disregarded on the ground (specifically in settlements previously settled in the precluded zone) however its very presence made a lot of hatred among the British pioneers. After the American Revolutionary War, the Royal Proclamation of 1763 turned into a dead letter in the United States, however proceeded in power in Rupert's Land, which later turned out to be a piece of Canada. The announcement shapes the premise of land cases of native people groups in Canada: First Nations, Inuit, and Metis The Royal Proclamation of 1763 is referenced in the Canadian Charter of Rights and Freedoms. It created the impression that the Proclamation of 1763 had only the most respectable expectations. Truth be told there were a few blemishes in it at that point, and different ones that have grown as of late. For instance, it announced that the Crown was most appropriate to distance Indian grounds. This implied all leases and deals of Indian grounds would be everlastingly directed through the Crown as a middle person. Duty and control along these lines lay with the administering authorities and the Indians, passing on a various leveled relationship as opposed to an equivalent organization. This imbalance was additionally apparent in the Proclamations certain inclination for composed settlements. In contrast to the Europeans, who had perceived composed understandings for a few centuries, North Am... <!

Writing a Good Critical Reflection Essay

Writing a Good Critical Reflection EssayWhen considering how to organize a critical reflection essay, it's often useful to draw on the techniques and tips of experienced essayists. Here are three tricks they often use to put together a cohesive, effective essay.When a reader is looking for something new in their critical reflection, they often want to focus on problems they're having with current methods of learning. While there are many reasons to write about these problems, you don't want to simply offer a direct solution. You'll want to suggest a solution that provides a unique insight into the problem and its underlying causes. There are three ways to solve a problem. Two of them involve changing the solution.One reason people change the solution they give is that it doesn't solve the problem. Rather, the solution is just an updated version of the problem or, worse, a 'different way' of solving the problem. Another reason people change the solution they give is that the solution doesn't solve the problem. It's a description of a solution, not a real solution.Regardless, of why you change the solution you give, though, one thing you must always be clear about is whether you are addressing the obvious problem or whether you are addressing the hidden problem. The obvious problem can be addressed with an essay by recognizing that there are a variety of solutions available to learners. A hidden problem, however, requires you to find the problem and then look for a solution that addresses the problem.If you have a simple essay that you want to organize around a series of essay topics, you might feel a little overwhelmed by the choices available. In such a case, you might be better off coming up with a general purpose approach and then devoting the rest of your essay to describing the details of that approach. For example, the approach might be to describe the various instructional methods available to learners. Once you've categorized the various methods, you can begin to write the points of your essay by applying each method.If you choose to organize your essay topic around a specific problem, however, it's much easier to determine what the right approach is. There are a number of standard approaches to organizing essays. Here are three of the most popular approaches:The third approach, one of the most important ones, is to identify the problem at the beginning of the essay. By doing so, the writer begins by defining the problem and then putting together all the possible solutions that fit into the problem. From here, he or she focuses on addressing the problems and provide appropriate answers to provide the best possible solutions.As you can see, the first step to making your first-time essay author successful is to organize his or her essay well. Just by following these three tips, however, you can easily organize an engaging, professional essay.

Why do we travel

Why do we travel? Are they the same reasons for everyone? Does it change depending on the personality of someone? . Many people have discussed this issue through time, and tried to find an answer. It will explain why we have that â€Å"need† and â€Å"thirst of exploring earth, travel, and move around to places we don’t know. St Augustine said, â€Å"The world is a book, those who do not travel read only one page.† Agreeing with that statement Ill say humans do travel, usually for different reasons but generally all of those reasons are centered around the idea of seeing and experiencing new things and that the results of traveling are always positive. There is a Chinese proverb that says, " Don't listen to what they say. Go see.† For me it shows that everybody loves to travel. In the past, when traveling costed a lot of money and was very dangerous, people still did it. People traveled to find new, unknown places, or just to challenge themselves .Now, it s still the case and even more due to the development of transporting techniques. You’ll say that we may travel more for business and work reasons, what now take an important part of our life’s , but only 30% of trips over 50 miles are made for business, according to the magazine â€Å"Guardian†, a statistic that shows us that people travel for pleasure). In fact, according to the World Tour Organization, in 2010, there were over 940 million international tourist arrivals. With these numbers we cant say that we humans don’t travel, it is a well-known documented fact. Tourism, meaning travelling, isn’t only an activity, that we do with our family. There is also another side of tourism that you may not know. Travel is also vital for some countries like France, Egypt and Greece; due to the large intake of money that they will receive by the spending’s of the tourists. As a matter of fact, the United States, gained $ 103,5 billion in 2010 only by tourism, based on the statistics of the UNWTO, followed by Spain with $ 52,5 billion. So we can see that traveling has become a crucial part of our life, not only because it is a fun activity for everybody but also because it plays an important role in our society. The point I want to make with these statistics is that, our civilization always travels, it is something that every single person does for different reasons, it is essential and directly connected with our life’s and society. People traveling may be a fact, but why exactly did people travel before and why do they travel now? G.K. Chesterton said "The object of travel is not to set foot on foreign land; it is at last to set foot on one's own country... ." . Based on this quote ill say that we all know that each one of us has a different personality therefore some of us like to travel, and some of us don’t. Since you are reading â€Å"The Traveler† I should suppose that you enjoy traveling. As I said before, those who love traveling have different reasons. In general they are all centered around the same idea, that we have an instinct in each of us that compels us to be curious about the world, and always want to find new things. This instinct can be categorized as an emotion, the emotion of curiosity. We as human are curious. It is a feeling that we all have, and due to that emotion we always want to find new things and explore unknown places. That instinct is the one that makes us evolve and develop our self. To support this theory I will state historical facts that prove our human curiosity. First, Christopher Columbus the famous explorer and colonizer known for his great and legendary discovery of America, in 1492. Apart from financial reasons why did he make that long and dangerous trip? Curiosity. At that time people didn’t know the landscape of our earth, they only knew a part of our world. The curiosity of discovering what there is after the ocean, led to one of the most important discoveries in our history. Curiosity is the instinct that has the biggest impact and makes us think ‘outside the box†, as Christopher Columbus proves us with his expedition. Another more recent example of curiosity that led to an amazing and significant travel would be the spaceflight of Apollo 11. Based on the information’s of NASA, the mission, which included 3 men, was the first successful attempt of landing on the moon. The spaceflight was made on July 20 1969, and is now a legendary and unforgettable moment in human history. It symbolizes the achievement of humans going beyond their â€Å"borders†. This mission is the result of many years of curiosity and wondering about the moon and space generally. With these examples we can see that curiosity plays a major role in our society and that it is one of the primary reason why we travel. It makes us wonder what there is outside of our normal environment, and it leads us to amaz ing and life-changing experiences. The point I want to make is that, each person may like traveling for different reasons, but everybody has inside of him a need, an emotion, that compels then to travel to unknown places and see different things. Curiosity is the main reason for which we travel. Having established that humans travel a lot, and primarily because of their curiosity, Ill explain the positive results of traveling in our society. The first of many is the exchange of cultures, meaning the fact that we travel to new places, learn and exchange information’s about other cultures. This exchange is vital and very common in travels. To prove this result I will state another historical fact. After the discovery of America in 1492, the Spanish colonization started and lasted for four centuries. Based on a history website, It wasn’t until 1898 where the Spanish empire finally lost all their colonies But four centuries of civilization don’t disappear like t hat, therefore we can actually see the impact of the Spanish civilization, meaning the cultural exchange, in their old colonies in South America, even now. We can see it in their language (both Spanish), personality and even in the structure of their cities. This historical fact proves how cultural exchange happens during long-term travels, and is a positive result of tourism. Another positive aspect that I stated before with fewer details is the economic effect of traveling. Many countries in the world actually have as primary income source the money gain by tourism. Precisely, tourism is a large and wealthy industry that has developed it self over the years and is vital and significant for many countries, for example Turkey. Turkey is one of the most fast growing countries in the world right now. An industry that the Turkish government has been trying to expand is tourism, since the country has a big potential for a mass tourism. Based on UNWTO (United Nations World Tourism Organi zation) statistics, I calculated that Turkey gain 2,8 % of its GDP in 2010 which is about 20.8 billion dollars.These numbers show how countries can benefit from tourism in an economic context, therefore another result that can go to the â€Å"positive† side of travel. The point I want to make is that traveling has a huge list of positive results, for our own experience and life, but also for our society in general. Traveling is an opportunity that develops it’s self as time goes on. We humans use that opportunity and travel all the time. Somebody may like to travel to meet new people, to live crazy adventures, or even to eat different food, but whatever reasons we have, we travel because we are curious about the world. The only way to satisfy that curiosity is to travel. And that’s what we do. Trips are great, fun, entertaining, but vital and important for our society. Like Robert Louis Stevenson said in his book â€Å"El Dorado†, â€Å"to travel hop efully is better than to arrive†.

The Value Chain of Expedia Essay - 949 Words

The Value Chain of Expedia HMGT 5580 He Huang Value chain analysis is a useful tool for working out how you can create the greatest possible value for your customers. The value chain program design consists of selecting and analysis an entire value chain, identifying and assessing appropriate market-based solutions and determining and prioritize suitable facilitation activities (or interventions) for the development organization to undertake to ultimately increase economic benefits for the target population. ‘The value chain describes the full range of activities which are required to bring a product or service from conception, through the different phases of production (involving a combination of physical transformation and the†¦show more content†¦Online costs are typically much lower than traditional retailing so that prices are often lower. Expedia is parent company to several online travel brands including Expedia.com, Hotels.com, Hotwire.com, Egencia, Venere, Expedia Local Expert, Classic Vacations and eLon g. Expedia, Inc.’s companies operate more than 100 branded points of sale in more than 60 countries (Thomson, 2008). Expedia manages information to make these value chains more efficient and create value for their customers, and it uses information networks provided by third-party information technology integrators to coordinate their value chains. The market in which Expedia operates in is hugely diverse and challenging. Customers want to organize a vacation: hotels take care of accommodation; restaurants of meals; trains, taxis and airlines of transport; mountain guides, museums, diving schools, and event bureaus of on-site entertainment and relaxation. Expedia can create complete packages from the different options. Local or Internet-based travel agencies help customers to select the package that is right for them. Moreover, consumers are searching the globe for new travel experiences and destinations. The Internet enables even the most remote holiday destinations to be pr esented to an international clientele. Expedia is marketing their services alone or teaming upShow MoreRelatedExpedia, Marketing Strategy5964 Words   |  24 PagesTargeting 8 3.7 Choice of Positioning 9 3.8 Marketing Strategy 10 4. Conclusion 16 5. References/Bibliography 17 2 1. Introduction This paper has been produced for the Marketing course and deals with the company profile of Expedia, Inc and its marketing strategy. Expedia, Inc is a totally Internet-based distributor of travel products and services, offering everything from flights, accommodations, car rentals, cruises to travel packages, thus encouraging customers to use their facilities to bookRead MoreExpedia, Marketing Strategy5973 Words   |  24 PagesTargeting 8 3.7 Choice of Positioning 9 3.8 Marketing Strategy 10 4. Conclusion 16 5. References/Bibliography 17 2 1. Introduction This paper has been produced for the Marketing course and deals with the company profile of Expedia, Inc and its marketing strategy. Expedia, Inc is a totally Internet-based distributor of travel products and services, offering everything from flights, accommodations, car rentals, cruises to travel packages, thus encouraging customers to use their facilities to bookRead MoreThe Nature Of An Industry s Competitiveness And Develop Corporate Strategies1776 Words   |  8 Pageslocation to start the business. Primary and Secondary Activities; Porter Chain Value model In order to analyze the specific activities in which a firm can create competitive advantage, it is useful to model the firm as a chain of value activities. Michael Porter developed the model in 1985 and it helps identify points where an organization can use IT to achieve competitive advantage. The resulting model is known as value chain and the concept is applied below to the Travel Agency business discussRead MoreBlock Chain Essay730 Words   |  3 PagesThe Truth about Block-Chain Block chain is an open distributed ledger that can record transactions between two parties efficiently and in a verifiable and a permanent way. Block chain ensures that contracts are in a digital code and stored in a transparent and shared database where they are secured from deletion, tampering and revision. In this world every record of transactions, agreement, process task and payment would be stored digitally. 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Priceline Group acquired Kayak in 2013 and in the same year Expedia acquired Trivago for approximately $564 million. Kayak was an early started followed by Trivago, TripAdvisor and recently Google with its Google Hotel Finder (Schaal, c). In a recent interview with Skift.com, Kayak CEO Steve Hafner acknowledged thatRead MoreAdvantages Of E Commerce Essay1155 Words   |  5 Pagesand payments (Lin et al, 2009). Traditional brick-and-mortar stores are finding it difficult to compete with online marketers. Some advantages of E-Commerce includes: cost reduction, brand recognition, globalization, competitive advantage, supply chain improvement, lead generation, profitability, etc. (Perrigot Penard, 2013). According to Pujani et al, (2012), some advantages of incorporating e-business tools into a company’s business model are: (1) sales and revenue growth; (2) distribution channelRead MoreThe Psychology And Motivation Behind Consumer Decisions1373 Words   |  6 Pagesbooking application called HomeOnTheGo. It is a cybermediary product which filters and organizes the online hotel and lodging information so that travelers can identify and evaluate a place more efficiently. The potential competitors are TripAdvisor, Expedia, Booking.com, Airbnb, and etc. The marketing plan is inspired by the observation and research of these competitors’ promotion methods. A Cognitive purchase decision is the outcome of a series of stages that results in the selection of one productRead MoreMarketing And Distribution Strategies Of Wyndham Worldwide1627 Words   |  7 Pageseach Wyndham hotel chain was redesigned with customers in mind. Today, Wyndham Hotel Group consists of more than 7,200 franchised hotels, including Days Inn, Howard Johnson, Wyndham Hotels Resorts, Super 8, Ramada, and Planet Hollywood. The company can be broken down into three business segments: Wyndham Hotel Group, Wyndham Vacation Ownership, and Wyndham Exchange Rentals. Despite the many services the organization offers, Wyndham Worldwide is best known for its hotel chains. The company hasRead MoreThe Effects of the Internet on Channel Strategy2757 Words   |  12 Pagesconsidered the marketing channel in any business transaction where goods or products are exchanged. Whereas marketing â€Å"is a social process by which individuals and groups obtain what they need and want through creating and exchanging products and value with others,† the marketing channel is a the actual exchange relationships within marketing. Today, marketing channels are not so much a distribution process as a relationship orientation. (Pelton, Strutton, Lumpkin, 2007) According to our text

20 High-Paying Business Careers

3 Key Differences between Orthodox and Critical Criminologies

Chapter 1: What are 3 key differences between orthodox and critical criminologies? Use examples of readings that reflect both criminologies to illustrate your response. Orthodox criminology refers to the how criminologists accept the states ideas of crime without thinking of power relations. This thinking is shared by everyone and becomes a universal idea and these ideas are in the interests of everyone. However, certain groups of individuals are targeted and blamed for crimes based on their class, race, gender, sexuality and more. The theory of Critical criminology as defined in Primer in Radical Criminology is defined as â€Å"a way of doing criminology that frames the problem of crime in terms of the sociological forces of class, race, gender, culture, and history.†(1) In other words it focuses on challenging the state on their traditional, â€Å"normal† views of crime by looking at other factors. Three differences between critical and orthodox criminologists are the following. The first difference is that critical criminologists seek to find the root of what is behind the crime problem. (14) Rather than saying that the homicide wa s committed because he was an African American male who is poor (orthodox criminology), critical criminologists look at a deeper sociological explanation, like the community he grew up in has high rates for violence. A second difference is that radical criminologists understand that there is no fixed definition of crime and that there is more than oneShow MoreRelatedDeterminants of Violence in the Greek Football League a Case Study of Paok Fc Supporters13608 Words   |  55 Pagesthat promote violence in football grounds. Contents 1. Introduction - 5 - 2. Theoretical considerations and literature review - 8 - 2.1 Violence in sports: Definitions and theoretical considerations - 8 - 2.2 Literature review. - 20 - 3. The survey. - 24 - 3.1 PAOK supporters: An overview and ideological profile - 24 - 3.2 Methodology and research approach. - 26 - 3.3 Data collection - 30 - 3.4 Data analysis and research findings - 37 - 3.5 Characteristics and

Real Estate Reservation System free essay sample

And helps to easily check the availability status of various properties. The assence of system is really important to be realized by each and every business. Giving importance to it makes a big difference of somehow uplifting of improving the process of the company. Floyd and Allen (2008), In recent years, many economists have recognized that the lack of effective real estate laws can be a significant barrier to investigate in many developing countries. In most societies, rich and poor, a significant fraction of the total wealth is in the form of land and buildings. Real Estate is a piece of land, including the air above, the ground below, and any buildings of structures on it. Real Estate can include business and or residential properties and are generally sold either by a relator or directly by individual who owns property. In the Philippines, one of the growing businesses is Real Estate development. We will write a custom essay sample on Real Estate Reservation System or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Aside from the development and rising of tall buildings and establishment in the metropolitan area, nearby provinces are now on the stage of land development with its continuous expansion in the provinces such as, Laguna, Cavite, Rizal, Bulacan, Pampanga and Batangas. Some people may benefits from knowing about Real Estate when faced with personal and business decisions relating to housing, investment and other business activities. The researchers chose this topic because it will help the Employed Citizen of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦City to know the effectiveness of Online Reservation System. Theoretical/Conceptual Framework Roosevelt (2008), Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth. The researchers chose the paradigm thru Floyd and Allen (2008) words that coordinated with the problems of this study. In order to understand the flow of the study, the researchers prepared a research paradigm. Employed Citizen of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. City Hall Yr. 2012-2013 Effectiveness Accessibility Availability Uses Investment Housing Business Activities Fig 1. Research Paradigm The purpose of this is to illustrate the effectiveness of Online Reservation System in the Employed Citizen of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. City Hall. Statement of the Problem This study was aimed to evaluate the effectiveness of Online Reservation System to the Real Estate Company, especially this study is sought to answer the following questions. 1. What are the uses of Real Estate Online Reservation System in terms of: 1. 1 Investment; 1. 2 Housing; 1. 3 Business activities? 2. Does the effectiveness of the study corresponds with the following: 2. 1 Accessibility; 2. 2 Availability? 3. Is there an effectiveness in using Online Reservation system the Employed Citizen of †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. City Hall? Hypothesis

Dehumanlization of African Americans free essay sample

Overview: enslaved Africans, not free to openly transport kinship, courts, religion, and material cultures, were forced to disguise or abandon them during the Middle Passage. Instead, they dematerialized their cultural artifacts during the Middle Passage to re materialized their African cultures on their arrival in the New World. We will write a custom essay sample on Dehumanlization of African Americans or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Africans arrived in the New World capable of using Old World knowledge to create New World realities. . Traditionally African food culture has been preserved today in many areas of American Cuisine. * A. ) Techniques of deep frying, southern stews (gumbo), and nut stews. Okra, black eyed peas, kidney and lima beans were brought to slave ships. * B. ) Fufu , a traditional African meal throughout the continent, was eaten from Senegambia to Angola and was assimilated into American Cultures as â€Å" turn meal and flour â€Å" in South Carolina. * C. ) Corn bread prepared by African slaves was similar to the African Millet bread. In some of the slave narrative reports, ‘’ cornbread ’’ was referred to as one of the foods that accompanied them in the New World. * III. * 1. Generations of hardship imposed on the African- American community created distinctive language patterns. * A. ) Several African languages are whistled or drummed to communicate over long distances. * B. ) Developing their own culture and preserving their languages or creating pidgins and creole languages to separate themselves from their situation. * C. The first Africans to arrive communicated with the European master through signs and gestures. * IV. * 1. Africans brought traditional music and dance forms in their work, their free-time – entertainment, and their burials and other ceremonies. * A. ) Many African Americans sing ‘’ Lift Every Voice and Sing’’ in addition to the American natural anthem. Many African American children are taught to song at school, church, or by their families. * B. )Radio and phonograph records, rag time, jazz, blues, and swing also became popular overseas, and the 1920s became as the Jazz Age. C. ) The first African – American dance to become popular with the white dancers was the cake walk in 1891. Later dances to follow in this tradition include the Charleston, the Lindy Hop, the Jitterbug and the swing. During the Harlem Renaissance, African-American Broadway shows such as the ‘’ Shuffle Along ‘’ helped established and legitimize African- American dancers. V. 1 . Since the beginning of African civilization, hairstyles have been used to convey messages to greater society. A. As early as the 15th century, different styles could ‘’indicate a person’s marital status, age, religion, ethnic identity, wealth, and rank in the community. B. ) Unkept hair in nearly every West African culture was considered unattractive to the opposite sex and a sign that one was dirty, had bad morals or was even insane. C. ) A women with thick hair demonstrated the life force, the multiplying power of profusion, prosperity†¦a green thumb for ra ising bountiful farms and many healthy children. VI 1. ) African Americans art has made a vital contribution to the art of the United States. A. ) After the civil war, museum galleries began more frequently to display the work of African- American artist. B. )In the century, the women of Gee’s Bend developed a distinctive, bold, and sophisticated quilting style based on traditional African –American quilts with a geometric simplicity that developed separately but was like that of Amish quilts and modern art. C. ) In the 17th century, and the early 19th century, art took the form of small drums, quilts, wrought-iron figurines, and ceramic vessels in the southern United States. Conclusion: From the earliest days of American Slavery in the 17th century, slave owners sought to exercise their slaves by attempting to strip them of their African culture. The physical isolation and societal marginalization of African slaves and, later, of, their free progeny, however, facilitated the retention of significant elements of traditional cultures among Africans in the New World. The imprint of Africa is evident in a myriad of ways: in music, hairstyles, dancing, music, cuisine, art, and world view.

The principles of infection prevention and conrol free essay sample

Explain employees’ roles and responsibilities in relation to the prevention and control of infection. It is our responsibility as employees to take precautionary measures to prevent and control the spread of infection in the workplace this involves working safely to protect myself, other staff, visitors and individuals from infections. Some of the legislation and regulations that relate to the control and prevention of infection include the Health and Safety at Work Act, COSHH and RIDDOR. It is important as employees that we are aware of these so that we can work safely. Explain employers’ responsibilities in relation to the prevention and control of Infection. Employers should make the workplace a safe environment that is safe for work but also for all individuals and visitors. Employers must carry out risk assessments to assess the dangers of certain work activities and then are responsible for putting strategies in place for minimizing the risk. We will write a custom essay sample on The principles of infection prevention and conrol or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Employers must provide PPE and provide training and refresher updates on infection control. 2. 1 Outline current legislation and regulatory body standards which are relevant to the Prevention and control of infection. There are laws and legal regulations about infection prevention and control. Most of the legal regulations relating to infection prevention and control come under the Health and Safety at Work Act. The Management of Health and Safety at Work Regulations introduced the need for monitoring health and safety and risk assessment. The Food Safety Act was brought in to ensure safe practices for food to avoid contamination and spreading of infection and includes handling, storing and disposal of food. Describe procedures and systems relevant to the prevention and control of infection. Health care providers are also responsible for providing systems and procedures for preventing and controlling infection in terms of monitoring any infection outbreaks, providing immunization programs and using barrier nursing in care settings to contain and prevent the spread of infection strict procedures must be followed when providing care to an individual being barrier nursed such as careful removal and disposal of PPE, through hand washing procedures and equipment. Explain the potential impact of an out of infection on the individuals and the organisation. The outbreak of infection can be fatal if care is not taken; for instance an outbreak of MRSA that can be resistant to most antibiotics can be fatal. The outbreak of an infection has consequences for individuals, staff and the organisation. It can cause ill health to all concerned and it can also impact emotionally because people that acquire infection relate it to being dirty and some infections may require people to be isolated from others for a period of time. The organisation could lose money if most of the staff is off sick and as they will then need to employ more staff. 4. 1 The term risk means the likelihood of a hazard or an activity causing harm. 4. 2 In the workplace supporting individuals with personal care activities and sharing facilities with others involve coming into contact with bodily fluids. Cleaning areas such as bathrooms that are dirty and where bodily fluids are present may be more likely to be contaminated. Handling laundry that may be dirty or contaminated with bodily fluids can also contain pathogens. Handling or disposing of clinical waste, emptying waste containers will also bring you into waste that are contaminated with pathogens. Providing personal care activities that require being close to an individual and dealing with bodily fluids increases the chance of infections spreading. 4. 3 Risk assessment helps makes us aware of the risks involved in any activity and know how to reduce or remove the risk. It also helps to protect the organisation’s reputation because the risk assessment identifies the risks in the workplace and the measures put in place to control risks. In general, risk assessments are important as they reduce the risks of accidents and ill health to everyone. 4. 4 There are five main stages to carrying out a risk assessment: 1) Identify the hazard – this means finding out what the hazards are and what might cause harm by observing but also by speaking with individuals, staff and visitors. 2) Evaluate the risks – this stage involves deciding who might be harmed and how and involves considering everyone in the workplace such as individuals, staff and visitors. Take precautions – this involves deciding on what precautions must be taken to remove, reduce or avoid the hazards for example wearing the appropriate PPE might be a precaution. 4) Review the risks – the effectiveness of the precautions in place should be checked regularly to ensure that they are sufficient. 5) Report and record outcome – the findings of the risk assessment must be recorded and all those involved and who need to know should be given explanations and information on how these risks can be prevented and/or controlled.

Toscas Rome in the 19th century essays

Toscas Rome in the 19th century essays Living in the nineteenth century was not easy, especially for the people living in the city of Rome at the time. The opera by Giacomo Puccini takes place in the city of Rome where at the time was unstable. Giacomo Puccini was a descendant of a family of musicians, he is considered to be the most important Italian opera composer in the generation after Verdi. Tosca is an opera that deals with the love of a singer for the painter Cavaradossi. Cavaradossi gets involved with revolutionary activities and is questioned and tortured by Scarpia, the chief of police. Scarpia is a ruthless man that after seeing Tosca wants her for himself and will do anything to get his way. After sending to have Toscas lover Cavaradossi executed, Scarpia tells Tosca that the only way that she can save him is that if she gives in to him. Tosca is a strong believer that she belongs to the man she loves, she plays his games after she asks him to write a safe passage note for her and her lover. Tosca then murders Scarpia and hurries to tell her lover the good news. Cavaradossi execution was only supposed to be pretended but he is really killed, at the same time the body of Scarpia is found and they go after Tosca. In the final act Tosca leaps to her death when she has nothing to loose, because her dear Cavaradossi is dead. Much of what Puccini includes in the opera is related to the time at which this great work was created. In the opera Puccinis Tosca realism represents the some of the realities of life in the 19th century, romanticism expresses the strong emotions of love and sense of religion that the characters had, neo-classicism expresses political and historical references. Realism represents the realities that the people of Italy were living in at the time when Puccini wrote Tosca. The reality is that that the people that Puccini uses as characters could have been true to a certain point. The setti...

How to Use Mood and Atmosphere in Your Novel - Freewrite Store

How to Use Mood and Atmosphere in Your Novel - Freewrite Store ï » ¿The mood, or atmosphere, of your novel, is one of the things that makes your story stick in your readers’ minds long after they’ve turned the last page. Think about some of your favorite novels - what is it that you remember most? For me, the stormy atmosphere of my favorite novel, Wuthering Heights, is the first thing that comes to mind. Emily Bronte managed to create a mood in the novel that I really related to during my turbulent teenage years. As I’m writing this, I’m listening to the angry crashing of thunder and the pouring torrential rain, listening to children screaming as they run inside - what a perfect reminder of how nature creates atmosphere without any effort at all! The Power of Your Setting for Atmosphere There’s a variety of factors that go into creating mood and atmosphere in fiction. Your setting - including details like the weather and climate - can be a great starting point for conveying a mood. In Wuthering Heights, for example, the windswept moors of the Yorkshire Dales created the perfect backdrop for the atmosphere of the story. It’s the setting that allows you to introduce details that create the mood. The kinds of details that you can use for conveying the atmosphere against the backdrop of your story include smells, sounds, and sights. For example, you could create a gothic mood by using details that describe the decay of an abandoned house - cobwebs in the corners, rust on the bars on the windows, clouds of dust, and so on. Using Mood Words As a beginning writer, when I first came across the term ‘mood words’, I thought it referred to a list of moods (e.g. happy, depressed, angry, despondent, etc.). I was wrong. Mood words are broadly defined as descriptive verbs and adjectives that add an extra dimension to non-descript actions. For example, consider the difference between these sentences: Adelaide walked towards the door. Adelaide tiptoed towards the door. Walking is non-descript. We all do it, and without any kind of descriptors about howa character is walking, there’s no sense of mood or atmosphere. To tiptoe, however, is to walk in a particular way - to avoid being heard or to avoid disturbing someone. Overall, tiptoeing creates a sense of stealth and can be used to convey an atmosphere of tension or caution. Mood words are incredibly useful when you’re trying to convey an atmosphere. It can be helpful to have a list of mood words for particular types of scenes that you can easily refer back to. Here’s an example to get you started: Eerie Mood Words: Creaking Rattling Thumping Scuttling (as in a mouse scuttling) Whistling (as in the wind whistling) Cracking (as in a twig cracking) Show, Don’t Tell The easiest way to create a mood is to tell the reader what the mood is, right? Wrong. Which of these two passages is more engaging and captivating in its description of mood?: Rebecca felt happy that the interview had gone well. She was excited to hear back from the manager. Rebecca walked sedately out of the building, but as soon as she was out of sight of the reception desk, she almost danced across the road to where Dom was waiting for her. A bubbling laugh escaped her lips as she ran to him and threw her arms around his neck. â€Å"I think I’ve got it!† she almost shouted. â€Å"Oh, Dom, you should’ve seen me in there!† You should always avoid telling your readers something when you can show them through your characters actions and speech. The second passage conveys the excitement in a way that makes the reader feel part of the scene - simply telling the reader that your character is excited isn’t going to create an atmosphere of excitement. Word Choices The words that you use to describe a scene or setting can have a powerful impact on the kind of mood you create. When I was studying for my Creative Writing degree, my tutor set an assignment that I thought I’d suck at, but I actually found that I enjoyed it. We were given a setting - a simple backyard - but told to describe it in three different ways, conveying a different atmosphere each time. This is how it turned out: Scene 1: Shadows played across the yard like a shroud. Long grass, unkempt and almost knee-high, danced in the breeze. A child’s bicycle, long abandoned, lay in the shadow of a withered oak tree. Sunlight blazing off the sash windows of the house made it impossible for Derrick to see whether Susan was inside. Scene 2 Alstroemeria bloomed in the bright-blue planter pressed up against the side of the front porch. Danny’s bike was, yet again, abandoned in the middle of the lawn at the foot of the old oak. Excited giggles drifted down from the treehouse as the boys quickly hauled the ladder up. â€Å"Is your Mom home?† Derrick called out to the boys, shading his eyes against the glare of the sun. Scene 3 There were some signs that this had once been a happy home - the rusty bicycle below the oak tree, and the partially-collapsed remains of a treehouse. There had once been a lawn, but now it was just a scorched black scar in front of the dilapidated house. Derrick dug the toe of his boot into the dirt and sighed. It had been fifteen years, but if he breathed in deeply enough, it was almost as if he could still smell the smoke of the fire. The words that you choose to describe anything in your novel have the power to convey very different moods. You have to be careful about the vocabulary that you choose, to ensure that every word matches up with the mood you’re wanting to portray. Descriptions are a lot like paintings. The details that you show to your reader come together to create an overall picture - and if you use details that don’t fit the mood, they’ll be jarring to your readers. Putting What You’ve Learned Into Practice Actually practicing using mood and atmosphere in your novel is the best way to get better at it. I’ve put together some exercises to help you get started. Imagine you’re writing a ghost story. Which of these two settings would provide the best backdrop for your story?: A cabin on the beach on the island of Barbados in summer An isolated cabin in a remote part of the Scottish highlands in winter (where there are only a few hours of daylight each day) Imagine you’re writing a story about a marriage breakdown. How would these different settings change the mood of the story?: The kitchen during the morning rush to get the kids to school A seating area outside a cafe close to where there’s a group of protestors shouting and waving placards A clifftop as your characters are participating in a walk for charity Create a mood word list for each of the following atmospheres: Spooky Tense Despairing Excited Joyful Find a scene in a novel (yours, or one you’re reading) where there’s more telling than there is showing. Re-write the scene in a way that conveys a mood without using the actual word. Describe a house and garden in three separate scenes, creating a different atmosphere in each.

Missouri Plan Law Research Paper Example | Topics and Well Written Essays - 1000 words

Missouri Plan Law - Research Paper Example Introduction: In the United States of America, judges are selected through employing one of the three available categories which are: elections, democratic appointment and the Missouri Plan. However, a few of the fifty American States employ hybrid methods of selection for the appointment of Supreme Court judges. The selection methods have different popularities among the different states. For instance, the democratic appointment method of selection is followed by the US constitution and therefore, the nominations for federal judges are put forward by the President and are confirmed by the US Senate. The Missouri Plan for the selection of judges was adopted by Missouri in 1940 and is also known as the merit plan or Missouri Nonpartisan Court Plan. (Peltason, J. W.1945). History and Spread of the Plan: The State of Missouri adopted the commission based on a unique role for the Bar in 1940 and since Missouri was the first State to adopt the commission method, it became known as the Mis souri Plan. The origin of Missouri Plan can be traced back to one of the founders of the American Judicature Society, Mr. Albert M. Kales and therefore is also known as Kales plan. In simple terms, the Missouri Plan is based on a nonpartisan commission employed for the investigation and selection of judicial judges from a list of nominees and then provides the general public with the opportunity of removing the judges from the bench. Several other States use different variations of the Missouri Plan for the selection of Supreme Court judges. Moreover, a majority of the States employ hybrids of merit plan and Democratic appointment such as the combination of unique role for the Bar and federal judge nominees being confirmed by the US Senate. Today, the most common method of selection is the elections and the second most popular method is the merit plan. (Watson, R. A., & Downing, R. G.1969). The Plan: The judiciary has a number of Progressive Era reforms, one of which is the Merit Pl an which is more commonly known as the Missouri Plan. The major aim of Missouri Plan is to free the political process from the government decision making and to let the experts perform the process of judicial selection. The experts are the lawyers who are entrusted with the job of selecting judges and bar association act as primary advocates. Therefore, the Plan attempts to shift power of selection to the Bar. (Kansas.1956). The Missouri Plan is based on two features which are as follows: i. The nominating commission submits a list of nominees from which the judges are appointed to the bench by the governor. ii. Once the judges have been appointed, at some point it becomes mandatory for them to come forward and face the public, which can then decide to remove the judges from their post through voting in an uncontested referendum. Therefore, it provides an opportunity to the general public to implement their opinion regarding the removal of appointed judges by saying yes or no. Thus, it limits the dependence of the Plan on the State and provides the general public an opportunity to implement their desires and provides them with a greater degree of independence from the government. (Watson, R. A., & Downing, R. G.1969). Advantages: i. The foremost advantage is that the selection and confirmation process is performed by experts i.e. the lawyers and the commission. The commission is well adapted for the process of assessing the qualifications of the judges as they know the law and are well informed with the preferences of the general public. I strongly believe that the method of Missouri Plan selects more qualified judges than the democratic appointment as the Plan eliminates political cronyism. Therefore, the nominating comm

Industrial Haygene Lab Report Example | Topics and Well Written Essays - 500 words - 1

Industrial Haygene - Lab Report Example The length of the stain discoloration is an indication of the measured substance. The tube is graduated in percentage carboxy hemoglobin therefore readings are done directly from the graduations. The detector tubes measure air contaminants in the concentration range of occupational exposure limits. Their characterization is application dependents as illustrated in figure 2. The measurement assembly comprises of the Drager tube and pump. The gas detector pump delivers a precise volume of sample gas (usually 100mL) while simultaneously pulling it through the detector at a desired rate (figure 3). The pumps can either be short term or long term depending on user applications (Drager 25). They are dependent of external energy sources hence their diverse applications. In order to provide greater maneuverability, an extension hose may be utilized in hard to reach areas. There is a close relationship between the Carbon monoxide content of exhaled air. The respiratory carbon monoxide test is a reliable as well as efficient method for measuring carboxyhemoglobin content of blood (Dragger 38). The aim of this experiment is given a process of determining carbon monoxide concentration. The pump was routinely checked for leaks and suction capacity. Air was blown (exhaled air) into a 1L sampling bag with the aid of a resistance tube. The Drager tube, pump and were connected as in figure 5. The bellows of the Drager pump was then compressed to a maximum level and released. Suction is automatic on release of the bellows. The gas detector pump draws out air from the sample bag into the gas detector tube. Observe the length of the discoloration and read the graduations on the beaker. Carbon monoxide tube produces a light brownish green discoloration. The process was repeated two more times using different gas detector tubes. It is paramount that observations are

The Ubiquitous Mobile Essay -- miscellaneous

The Ubiquitous Mobile Snap!Snap!Snap! Your privacy has just been invaded by someone who has taken a photo of you in the dressing room, with their new camera mobile phone! Is this what the latest technology intended to provide for us? I don’t think so, and this is why I think mobile phones can be a really distracting, and in this case, an offensive tool, despite being a powerful form of telecommunication. These always, new-up-and-coming devices can cause financial hardships, by people changing life style habits just to accommodate the purchase of them. Most people are aware of this, however their immutable minds doesn’t stop reminding them to send that extra SMS- message or dial that extra number. Mobile phones take over our lives, or similarly lead our lives, and restrict people in performing everyday activities, which all humans should be participating in. So is this it? Are Mobile phones the ultimate cause of distraction and financial/emotional breakdowns? Or can it even, potentially, lead to death? Like old-fashioned professors draining the time out of your life with their lectures, mobile phones can be extremely time- consuming. Mobile Phones have that ability to make them your number priority, and with that type of ability and not to mention the cost that comes with it, I think that I would most prefer that lecture from an old-fashioned professor instead! Mobile Phones have a wide variety of models, which keeps people swapping, selling, and above all, buying. The ...

Business Financing and the Capital Structure Essay

Explain the process of financial planning used to estimate asset investment requirements for a corporation. Explain the concept of working capital management. Identify and briefly describe several financial instruments that are used as marketable securities to park excess cash. As a business owner, it is important to know the value of your assets as they can be used as leverage for obtaining loans and can be used to estimate your ability to repay your debts. Calculate your current assets, long-term investments, fixed assets and intangible assets and add them up to get your total business assets. Pledgeable assets support more borrowing, which allows for further investment in pledgeable assets. The trade-off between liquidation costs and underinvestment costs implies that low-liquidity firms exhibit negative investment sensitivities to liquid funds, whereas high-liquidity firms have positive sensitivities. If real assets are not divisible in liquidation, firms with high financial liquidity optimally avoid external financing and instead cut new investment. If real assets are divisible, firms use external financing, which implies a lower sensitivity. In addition, asset redeployability decreases the investment sensitivity. Financial management includes management of assets and liabilities in the long run and the short run. The management of fixed and current assets, however, differs in three important ways: Firstly, in managing fixed assets, time is very important; consequently discounting and compounding aspects of time element play an important role in capital budgeting and a minor one in the management of current assets. Secondly, the large holdings of current assets, especially cash, strengthen firm’s liquidity position but it also reduces its overall profitability. Thirdly, the level of fixed as well as current assets depends upon the expected sales, but it is only the current assets, which can be adjusted with sales fluctuation in the short run. Marketable securities replenish cash quickly and earn higher returns than cash, but come with risks; maturity, yield, and liquidity should be considered. Marketable securities are the securities that can be easily liquidated without any delay at a reasonable price. Firms will maintain levels of marketable securities to ensure that they are able to quickly replenish cash balances and to obtain higher returns than is possible by maintaining cash. There are four factors that influence the choice of  marketable securities. These include risks, maturity, yield, and liquidity. Assume that you are financial advisor to a business. Describe the advice that you would give to the client for raising business capital using both debt and equity options in today’s economy. Some business owners say ratios are an accountant’s problem. That’s not smart, says Dileep Rao, president of Minneapolis’ InterFinance Corp, a venture-finance consulting firm, and professor at the University of Minnesota’s Carlson School of Management. â€Å"Running your business without knowing your numbers is like driving a car without being able to see your direction or speed,† says Rao. â€Å"It’s only a matter of time before you crash.†(Rao, 2011) The terms â€Å"debt† and â€Å"equity† get tossed around so casually that it’s worth reviewing their meanings. Debt financing refers to money raised through some sort of loan, usually for a single purpose over a defined period of time, and usually secured by some sort of collateral. Equity financing can be a founder’s money invested in the business or cash from angel investors, venture capital firms, or, rarely, a government-backed community development agency—all in exchange for a portion of ownership, and therefore a share in any profits. Equity typically becomes a source of long-term, general-use funds. The share of any hard assets, such as property and equipment, that you own free and clear also counts as equity. Striking the right balance between debt and equity financing means weighing the costs and benefits of each, making sure you’re not sticking your company with debt you can’t afford to repay and minimizing the cost of capital. Choosing debt forces you to manage for cash flow, while, in a perfect world, taking on equity means you’re placing a priority on growth. But in today’s credit markets, raising equity may simply mean you can’t borrow any more. Until recently, bank credit was a financing mainstay. But experiences like Flipse’s underlie a point made by the Federal Reserve Board’s quarterly Senior Loan Officer Opinion Survey on Bank Lending Practices, released in November. According to loan officers, small-company borrowers were tapping sources of funding other than banks. They were being driven away for many reasons. Banks â€Å"continued to tighten standards and terms†¦on all major types of loans to businesses,† though fewer were doing so than in late 2008, when tightening was nearly universal. Interest rates on small business loans were on the rise at 40% of the banks surveyed, even as the prime rate reached historic lows. One in five banks had reduced small  companies’ revolving credit lines. One in three had tightened their loan standards, and 40% had tightened collateral requirements. Partly because of the plunging value of the real estate securing many commercial loans, pressure from bank examiners for tighter standards continued to build. Meanwhile, home equity loans, another popular source of small business cash, had evaporated. Many recession-weary business owners knew they had essentially become unbankable: Loan officers surveyed said far fewer firms were seeking to borrow. Those few who could borrow were repelled by higher rates. All of a sudden, equity financing l ooked better. Explain why a business may decide to seek capital from a foreign investor indicating the risk and rewards for such a decision. Provide support for rationale. Many investors choose to place a portion of their portfolios in foreign securities. This decision involves an analysis of various mutual funds, exchange-traded funds (ETF), or stock and bond offerings. However, investors often neglect an important first step in the process of international investing. When done properly, the decision to invest overseas begins with a determination of the riskiness of the investment climate in the country under consideration. Country risk refers to the economic, political and business risks that are unique to a specific country, and that might result in unexpected investment losses. This article will examine the concept of country risk and how it can be analyzed by investors. There are many excellent sources of information on the economic and political climate of foreign countries. Newspapers, such as the New York Times, the Wall Street Journal and the Financial Times dedicate significant coverage to overseas events. There are also many excellent weekly magazines covering international economics and politics; the Economist is generally considered to be the standard bearer among weekly publications. For those seeking more in-depth coverage of a particular country or region, two excellent sources of objective, comprehensive country information are the Economist Intelligence Unit and the Central Intelligence Agency (CIA) World Fact Book. Either of these resources provides an investor with a broad overview of the economic, political, demographic and social climate of a country. The Economist Intelligence Unit also provides ratings for most of the world’s countries. These ratings can be used to supplement those issued by Moody’s,  S&P, and the other â€Å"traditional† ratings agencies. Finally, the internet provides access to a host of information, including international editions of many foreign newspapers and magazines. Reviewing locally produced news sources can sometimes provide a different perspective on the attractiveness of a country under consideration for investment. It is important to remember that diversification, which is a fundamental principle of domestic investing, is even more important when investing internationally. Choosing to invest an entire portfolio in a single country is not prudent. In a broadly diversified global portfolio, investments should be allocated among developed, emerging and perhaps frontier markets. Even in a more concentrated portfolio, investments should still be spread among several countries in order to maximize diversification and minimize risk. After the decision on where to invest has been made, an investor has to decide what investment vehicles he or she wishes to invest in. Investment options include sovereign debt, stocks or bonds of companies domiciled in the country(s) chosen, stocks or bonds of a U.S.-based company that derives a significant portion of its revenues from the country(s) selected, or an internationally focused exchange-traded fund (ETF) or mutual fund. The choice of investment vehicle is dependent upon each investor’s individual knowledge, experience, risk profile and return objectives. When in doubt, it may make sense to start out by taking less risk; more risk can always be added to the portfolio at a later date. In addition to thoroughly researching prospective investments, an international investor also needs to monitor his or her portfolio and adjust holdings as conditions dictate. As in the U.S., economic conditions overseas are constantly evolving, and political situations abroad can change quickly, particularly in emerging or frontier markets (Forbes, 2011). Situations that once seemed promising may no longer be so, and countries that once seemed too risky might now be viable investment candidates. Explain the historical relationships between risk and return for common stocks versus corporate bonds. Explain how diversification helps in risk reduction in a portfolio. Support response with actual data and concepts learned in this course. Portfolio diversification is the means by which investors minimize or eliminate their exposure to company-specific risk, minimize or reduce  systematic risk and moderate the short-term effects of individual asset class performance on portfolio value. In a well-conceived portfolio, this can be accomplished at a minimal cost in terms of expected return. Such a portfolio would be considered to be a well-diversified. Although the concepts relevant to portfolio diversification are customarily explained with respect to the stock markets, the same underlying principals apply to all types of investments. For example, corporate bonds have specific risk that can be diversified away in the same manner as that of stocks. Bonds issued by companies represent the largest of the bond markets, bigger than U.S. Treasury bonds, municipal bonds, or securities offered by federal agencies (Worldbank, 2013). The risk associated with corporate bonds depends on the financial stability and performance of the company issuing the bonds, because if the company goes bankrupt it may not be able to repay the value of the bond, or any return on investment. Assess the risk by checking the company’s credit rating with ratings agencies such as Moody’s and Standard & Poor’s. Good ratings are not guarantees, however, as a company may show an excellent credit record until the day before filing for bankruptcy. When you purchase stock in a company during a public offering, you become a shareholder in the company. Some companies pay dividends to shareholders based on the number of shares held, and this is one form of return on investment. Another is the profit realized by trading on the stock exchange, provided you sell the shares at a higher price than you paid for them. The risks of owning common stock include the possible loss of any projected profit, as well as the money paid for the shares, if the share price drops below the original price. Corporate bonds hold the lowest risk of the three types of investments, provided you choose the right company in which to invest. The main reason for this is that in the event of bankruptcy, corporate bond holders have a stronger claim to payment than holders of common or preferred stocks. Bonds carry the risk of a lower return on investment, as the performance of stocks is generally better. Common stocks carry the highest risk, because holders are last to be paid in the event of bankruptcy. Preferred stocks generally have higher yields than corporate bonds, lower risk than common stocks, and a better claim to payment in the event of bankruptcy. References Dileep Rao. 2011, â€Å"InterFinance † Cambridge, Massachusetts, The MIT Press. Forbes. 2011, † Small Business Loans: A Great Option â€Å". Retrieved on 6/19/2013 from http://www.forbes.com/sites/ryancaldbeck/2012/11/14/small-business-loans-a-great-option-unless-you-actually-need-money/ â€Å"Foreign direct investment, net inflows (BoP, current US$) | Data | Table† . Data.worldbank.org. Retrieved 6/19/2013 from http://data.worldbank.org/indicator/BX.KLT.DINV

The Dream Inside Of A Dream By Christopher Nolan - 1683 Words

Final Paper: Descartes The possibility of having a dream inside of a dream is an idea that has been discussed far and wide. However, before Inception came out in 2010 by director Christopher Nolan, many people in the modern world may not have ever considered this idea. Nonetheless, this idea of â€Å"a dream inside a dream† has been around since 1640, when Rene Descartes published Meditations. In Inception, Christopher Nolan uses Descartes ideas to enhance the storyline of his film. In this paper I will suggest the characters Mr. Cobb and Mal, along with the ideas put forth in Inception are specifically modeled after the work of Descartes. More specifically, I will discuss how the movie is based off of Descartes dream conjecture and evil-demon conjecture. In order to better structure this paper I will first provide briefing on Renà © Descartes. Renà © Descartes lived during the sixteenth century, and is most famously known for his dream conjecture and his evil-demon conjecture. Collectively, the se ideas formed the start of Descartes’ skepticism idea. Descartes was known to refuse to accept the authority of previous philosophers, and refuse to trust his own senses. It Is said that he frequently set his views apart from those of his predecessors to challenge the world Descartes was considered the father of modern philosophy and using skepticism, he systematically deducted that our own existence is the only thing we can be absolutely sure of, coming out with his famousShow MoreRelatedThe Mind Through Way Of His Dreams By Robert Fichers896 Words   |  4 Pages Inception, the act of instilling an idea into someones’ mind by entering his or her dreams (dictionary.com). In the movie Inception Dom Cobbs’ goal is to plant an idea in Robert Fichers’ mind through way of his dreams. This is because they want him to find his dads’ â€Å"other will† so that Robert will not carry on in his dads’ footsteps but choose create his own destiny. 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Both films share a dark and sinister vibe,putting them amongst the neo noir genre of films, and The Prestige being set in an ominous, turn of the century London, and Inception based around extracting thoughts from theRead MoreThe Knowledge of Human Existence: Perception, Empiricism, and Reality An Analysis Contrived Through The Matrix and The Prestige2716 Words   |  11 Pagescharacter, Robert Angier in Christopher Nolan’s The Prestige. In this â€Å"obsession† Angier finds his match with Keanu Reeves’ character, Neo in Andy and Larry Wachowskiâ⠂¬â„¢s The Matrix, whose transformation from computer hacker to an almost God like position of knowledge, stems from his obsession with defining his existence. While it is the character Neo who is lead or rises to a position where it is possible to fathom the nature of existence, it is the audience whom Christopher Nolan guides to this level in